All Posts Tagged With: "finances"
FTC Clarifies the ‘Free’ In Free Credit Report
With so many people working to recover from the recession and restore their good financial reputation, credit reports are being ordered more often. Along with that, more commercials promise consumers free credit reports that in actuality are not free at all. The FTC is working to make sure people are no longer being misled by [...]
Why Are More People Willing To Fly While Sick?
The H1N1 virus, otherwise known as the swine flu has everyone on edge this flu season. Any place where people congregate is a possible petri dish of germs and illness, with airplanes being on the top of the list of places you don’t want to share with a sick person. Unfortunately as we embark on [...]
Reduce Financial Stress by Choosing Your Worries
The economy has given us a lot to worry about lately. The market is up and down on a daily basis, people are concerned about the amount of retirement savings they’ve lost and continued to lose, unemployment numbers are reaching all time highs, and thinking about what the future might bring is downright scary for [...]
Tips for Getting a Mortgage in 2009
As the nation ended the year with endless news about foreclosures and mortgage crisis galore, the new year is the perfect time to take stock of your financial situation and prepare for buying that house you want. It won’t happen overnight, but the new year will bring some changes to the real estate industry and [...]
Talking Marriage and Money
The financial status of married couples is all too often the reason for divorce. In many cases, couples just do not properly communicate about their financial situation and only one half of the couple ends up being financially responsible for the money in the household. This leads to many problems, many of which become seemingly [...]
Bad Economy Is Hurting Pets
There are more and more families losing their jobs and struggling to keep food on the table for the humans in the household that is becoming increasingly common for families to have to give up their beloved family pets. There is barely enough money for basic needs that it is becoming more difficult for many, [...]
What’s The Deal with Repossession?
With so many families struggling just to buy gas to get to work and groceries for your family, there is all likelihood that the worst-case scenario will hit many. Repossession due to the lack of funds to keep up with bills can be embarrassing process but one that many people may face with the state [...]
Cutting Costs With the Least Amount of Effort
Being frugal may not come naturally to all people and therefore many people feel they do not have the time to “learn” how to live a more frugal life. Some consumers can and do spend hours upon hours reading about tips and tricks for budgeting and living a more frugal life, yet do nothing beyond [...]
10 Warning Signs of Debt Disaster
While money may be tighter than ever for families around the county, your current financial situation may be going beyond just trying to make ends meet. Consider the following 10 warning signs you may be headed for financial trouble. You are paying only the monthly minimums, or less, on your accounts. You are constantly finding [...]
Getting Yourself Back on Track With Delinquent Credit Card
The phone is ringing and the last thing you want to do is find a debt collector calling on the other end, trying to collect on a debt you can’t pay. The harassing phone calls are becoming more frequent, warning notices are piling up and there is no way you can even make the minute [...]
Your Finances: When Is Bankruptcy the Answer?
Bankruptcy is a legal resolution to financial difficulties that should only be used as a last resort for getting out from under debt. Because of Bankruptcy Laws, There are consequences that go along with bankruptcy and one should carefully consider such consequences before moving forward. Every individual situation is different for every person and it [...]
5 Money Tips for Financial Smarts
While there is often a consistent theme when it comes to financial advice for living paycheck to paycheck, there are some other tips not often included in common methods for hanging on to your money. Those now living paycheck to paycheck, may not be used to having such tight reigns on their cash. Here are [...]
Re-Evaluating Your Bank May Save You Money
Many consumers do not often think much about their bank unless there is an accounting discrepancy or fees have been raided noticeably, but re-evaluating your financial institution is something you should consider when trying to reduce your overall expenses. When people first open an account at a bank, they usually select a branch that is [...]
Do You Need a Money Diet for the New Year?
Most people set goals and resolutions to improve their lives in some way at the start of a New Year. One of the most popular resolutions, of course, is to lose weight- but with the increasing number of American’s in excessive debt, it would do us all some good if we made some financial plans [...]
I agree. If a local business is the one offering the sale price I will buy it from them. ...
We are retired and live on a grocery budget of $200 a month for 2 people in the Midwest. That ...