All Posts Tagged With: "life"
Gifts to Inspire Travel
Whether you are celebrating the holidays at home or away, there are many gifts that inspire travel. National Geographic and LIFE are synonymous with travel and this season there are many gift ideas to delight travelers of all ages. Travel books to wines all top the list of stirring the travel senses. Food Journeys of a [...]
Why Having Groceries Delivered To Your Door Might Make Financial Sense
Most people consider having luxuries delivered them to be a luxury and something that just doesn’t make sense for the common man. Many believe that the added cost of having someone else grab the items for you and deliver them is a waste of money and you’re just better off to do it yourself. For [...]
The Most Affordable Places to Live (And Still Have a Great Lifestyle)
Depending on where you live in the country, a one bedroom apartment might cost you $300 a month to live in, or $1,100 a month to live in. Movie tickets might cost you $4.50 in rural America, or easily twice that in some of the larger theaters on the west coast. A $100,000 home out [...]
Four Common Mistakes People Make When They Try to Budget For The First Time
In a few days, Christmas will be passed and we will be looking forward to the new year. Many of us will make a stark realization that we probably spent more on decorations, presents, and other items that bring Christmas cheer than we probably should have. We find that we aren’t quite were we had [...]
How to Use 25% Less Gasoline With The Vehicle You Already Own
Increased gasoline prices are here and they’re here to stay. It’s been over 3 years since we’ve seen prices that are consistently under $2.00 a gallon, and they don’t seem to be headed down anytime soon. Instead of griping about the high cost of gasoline, we should instead adopt a positive attitude and look at [...]
Five Signs That You Shouldn’t Be Buying a House
Why is it that so many people buy homes and then get foreclosed on them just a few months later? Nobody buys a house with the intentions of losing it back to the bank just a few months later, but it happens a lot more often than you would think. The reality is that many [...]
Financial Freedom: 7 Benefits of Getting Out of Debt
Did you know there was a time in American history when people didn’t borrow money to buy their homes? Did you know that budgeting, saving up and paying cash for things used to be the rule rather than the exception? Did you know that as each generation comes along in the United States, it takes [...]
Why Going to a Financial Advisor Might be Financially Disastrous
Not everyone in the world is blessed with a strong knowledge of stewardship and how to handle their financial household. We all have our short comings and its okay to admit that we have them. Fortunately there are people out in the world that can help us accomplish our goals that we cannot accomplish ourselves. [...]
Business Scams Heat Up as Economy Cools Down
As clouds cover the economic skies, inevitably some individuals will lose their job. Out of desperation, they look for all sorts of alternative and creative ways to provide for their family. Some pickup whatever work they can, others sell some of their possessions, and some people get pulled into all sorts of rip-off business scams [...]
Editorial: Which Presidential Candidate Would Put the Most Money Back in Your Wallet?
With a total of 8 Democratic candidates, 8 Republican candidates, and a number of independent candidates running for president, it’s a hard choice to figure out which individual (if any) should get your support. Perhaps the best way to decide whom to endorse is by examining all of the candidate’s proposed policies and seeing which [...]
Have a Job Interview Coming Up? Here’s How to Not Screw It Up.
This is a guest post written by Yulin Peng. So you have the call letter for a job interview in your mail. Get going and do your homework done immediately. Find out all about the company, the job you applied for, the competitors, the products and all other relevant information by browsing the Internet, company [...]
How to Write a Cover Letter That Doesn’t Suck
The cover letter that accompanies your resume on your job search is the first thing that your prospective employer sees – your first advertisement. Naturally you must embellish your cover letter with certain qualities so that it leaves a good impression on the employer about you. A cover letter that looks professional and smart will [...]
People Who Co-Sign Loans Aren’t Smart.
You’ll never believe it, but the bank actually knows you better than you know yourself. You want to borrow money for a car, a home, or some other purchase, and the bank knows you don’t have the ability to pay it back. You think you can afford it and are sure that if the bank [...]
Bank of America, Capital One, Chase and Discover Caught Actively Working to Undermine Bankruptcy Laws.
When you file a Chapter 7 bankruptcy, you’ll receive a nasty mark on your credit report for the next decade, but the plus side is that you get to get rid of all of your unsecured debts. It’s not as easy to get a Chapter 7 bankruptcy anymore due to recent legislation that was bought [...]
Don’t Let The Government Decide What To Do With Your Children and Your Money If You Die!
If you’re looking for a sure-fire way to add further pain and suffering from your family in the event of your death, don’t get a will! Instead of having the recently deceased’s wishes followed for what should happen to their money and who should watch over their children, the government gets to decide for the [...]
Why the Black Friday Deals You Scored Might Not Be Deals At All
As I write this article, millions of shoppers across the nation are invading retail stores hoping to get the best possible deals on their Christmas presents. We hit Wal-Mart up at 5:30 this morning and scored a new desktop computer for $399.99 and a Garmin GPS device for next to nothing! There are definitely some [...]
It Turns Out Being Fat Isn’t So Bad After All
Walk into any clothing store or open up just about any magazine these days and you’ll see all sorts of unrealistic depictions of humanity. Clothes are always modeled by the men and women in the best physical shape of their lives and by people of great beauty. Our culture believes that the ideal specimen of [...]
Stuck in a Car Lease? Refinance and Save Big.
Many people get sucked into a lease agreement for their car because the monthly payments are much lower, but after you factor in the up-front fee due at signing and the amount of money you would have to pay to buy out the vehicle at the end of the lease, it becomes the single most [...]
Could You Survive With Only $25.00 a Week for Groceries?
Recently the South Dakota social services office published a report that said the average individual that received food stamps was living on just under $25.00 a week for a grocery budget. They took this information and decided to create an awareness campaign by challenging many prominent officials and businessman to try to live on $25.00 [...]
How to Pay for College (Even When it Costs $20,000 a Year).
Going to college can be a great use of four or five years of your life and it can propel your career forward or it can be a complete waste of money if you go for all the wrong reasons. If you decide that college is the right thing for you and want to go, [...]
Colleges Caught Red Handed Taking Kickbacks from Banks
If you want to market a product to college students, it only makes sense that you go to a college to do it. There are many perfectly legitimate opportunities to market to college students, but many banks and colleges have had backdoor deals in which the college would only tell students about student loans from [...]
I agree. If a local business is the one offering the sale price I will buy it from them. ...
We are retired and live on a grocery budget of $200 a month for 2 people in the Midwest. That ...