All Posts Tagged With: "money"

If you have had a debit card for any length of time, you know the benefit and ease of use that they offer.  They are just like writing a check, but without the check.  And, they are processed as either a debit transaction with your PIN or as a credit card.  In short, they seem [...]

It’s always frustrating to donate your own hard-earned money to a supposed charity only to discover down the road, courtesy of a newscast, that the company you gave to was a fraud. It is one of the main reasons people have stopped giving cash to charities in recent years. While there are legitimate charities that [...]

It’s that time of year once again to round up all those tax deductions and head off to the accountant! In the upcoming weeks, checks will start pouring out from the IRS to millions of Americans who paid more than their share of taxes. With the uncertainty of todays economy, it is vitally important to [...]

This final article in its four-part series is all about making money, whether hand over fist or a bit at a time.  The goal of this series was to show a few simple ways to improve anyone’s cash flow by both cutting expenses and increasing income.  Since last week’s article “Supplement Your Income” was about [...]

Finding the best deals does not need to be difficult. For some like me (the compulsive shopper), shopping can be an addiction. By making wise money choices, you give yourself the opportunity to make wise-money investments. This second article in a four-part series offers nine tips that will help you find the [...]

Whether you are an “Average Joe” trying to go above and beyond the paycheck-to-paycheck lifestyle, or you are a business owner struggling to keep your business open and thriving, there are hundreds of things you can do to increase your cash flow every month. This article is the first in a four-part series that [...]

It’s the beginning of a new year and people are once again worrying about the yearly chore of making the IRS happy. None of us like writing checks to the IRS, until we come up with some better laws in this country, that’s the way life is. With the 5.8% of your compensation that goes [...]

If there’s ever one point in one’s life where they learn the most about money, it certainly has to be college. Most college students have and earn next to nothing, so they have to make the most of what they have. They wisely take tips from upperclassmen who have figured out all of the great [...]

In a few days, Christmas will be passed and we will be looking forward to the new year. Many of us will make a stark realization that we probably spent more on decorations, presents, and other items that bring Christmas cheer than we probably should have. We find that we aren’t quite were we had [...]

Increased gasoline prices are here and they’re here to stay. It’s been over 3 years since we’ve seen prices that are consistently under $2.00 a gallon, and they don’t seem to be headed down anytime soon. Instead of griping about the high cost of gasoline, we should instead adopt a positive attitude and look at [...]

Buying a wedding gift that will be remembered and cherished rather than returned to Bed, Bath and Beyond for store credit is a difficult thing to do. Buying presents for Christmas and Birthdays is hard enough, but when anywhere from 50 to 150 people are buying gifts for just two people, it’s almost impossible to [...]

Did you know there was a time in American history when people didn’t borrow money to buy their homes? Did you know that budgeting, saving up and paying cash for things used to be the rule rather than the exception? Did you know that as each generation comes along in the United States, it takes [...]

When most people go to purchase a home, they take whatever deal the mortgage lender will give them. Many get “house fever” and want to pursue the American dream so badly that they’ll sign whatever’s put in front of them so they can own their very own home. Many consumers have gotten themselves in real [...]

Most mainstream economists, including those who published the Social Security Trustees Report, who have done calculations as to how long the Social Security trust fund can last believe that we’re moving in a very negative direction, and that the trust fund which holds excess Social Security dollars that is currently paying many of our current [...]