All Posts Tagged With: "money"
Social Security Bankrupt by 2042, Plan Your Own Retirement.
Most mainstream economists, including those who published the Social Security Trustees Report, who have done calculations as to how long the Social Security trust fund can last believe that we’re moving in a very negative direction, and that the trust fund which holds excess Social Security dollars that is currently paying many of our current [...]
Editorial: Which Presidential Candidate Would Put the Most Money Back in Your Wallet?
With a total of 8 Democratic candidates, 8 Republican candidates, and a number of independent candidates running for president, it’s a hard choice to figure out which individual (if any) should get your support. Perhaps the best way to decide whom to endorse is by examining all of the candidate’s proposed policies and seeing which [...]
Have a Job Interview Coming Up? Here’s How to Not Screw It Up.
This is a guest post written by Yulin Peng. So you have the call letter for a job interview in your mail. Get going and do your homework done immediately. Find out all about the company, the job you applied for, the competitors, the products and all other relevant information by browsing the Internet, company [...]
How to Write a Cover Letter That Doesn’t Suck
The cover letter that accompanies your resume on your job search is the first thing that your prospective employer sees – your first advertisement. Naturally you must embellish your cover letter with certain qualities so that it leaves a good impression on the employer about you. A cover letter that looks professional and smart will [...]
Gift Cards are the Worst Possible Present to Buy Someone This Christmas
Here’s an idea. Let’s trade perfectly good money, ad exchange it for something that serves the same purpose but has an expiration date, loses value over time, and can only be used at one store! That’s exactly what gift cards are, yet people continue to give them as gifts for Christmas year after year after [...]
Bank of America, Capital One, Chase and Discover Caught Actively Working to Undermine Bankruptcy Laws.
When you file a Chapter 7 bankruptcy, you’ll receive a nasty mark on your credit report for the next decade, but the plus side is that you get to get rid of all of your unsecured debts. It’s not as easy to get a Chapter 7 bankruptcy anymore due to recent legislation that was bought [...]
Five Reasons to Always Pay with Cash (And Throw Your Credit Cards Away)
Whenever I’m stuck in the line at Wal-Mart, Best Buy or another retail store, it seems that just about everyone is paying with a debit or credit card these days. Plastic is certainly a quick and convenient method to pay for purchases, but I still choose to pay with cash. I still have two credit [...]
Why the Black Friday Deals You Scored Might Not Be Deals At All
As I write this article, millions of shoppers across the nation are invading retail stores hoping to get the best possible deals on their Christmas presents. We hit Wal-Mart up at 5:30 this morning and scored a new desktop computer for $399.99 and a Garmin GPS device for next to nothing! There are definitely some [...]
Cash In: How to Lower the Cost of Homeowner’s Insurance 6 Different Ways
Homeowner’s insurance is nothing more than an afterthought for most home-owners. People get home-buying fever and get really excited about the prospect of being a home-owner. They get some financing setup, look at all different sorts of houses they might like to purchase, find one they link and make an offer. The offer gets accepted, [...]
How to Plan for Retirement If You Don’t Get a 401(k) or a 403(b) at Work.
Recent studies have found that half of all Americans have not saved a dime for retirement, and of the half that did, a quarter of them only have enough money to pay for a years worth of retirement! Social Security just isn’t enough to pay for our living expenses during retirement years, so it’s time [...]
Wells Fargo, Bank of America, Wachovia and Other Major Banks are Ripping You Off.
Have you ever considered why you chose the bank that you bank at? Was it because your parent’s bank there, it’s close to your house, or that it was the first place you stopped at? Most of us end up banking at large mega-banks with billions of dollars in assets, even though these types of [...]
You check your credit report, but what about your C.L.U.E report?
Most individuals who are somewhat savvy with money know that it’s a good idea to check their credit report at least once a year, but have no idea that there’s a similar styled reports which determine if you can qualify for homeowners insurance, life insurance, automobile insurance, and health insurance. Just like you check your [...]
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