Even a correct decision is wrong when it was taken too late.
Lee Iacocca 1924-, Father of the Ford Mustang and CEO of Chrysler

From “The Naked Soul” blog, Nothing says “risk” like a failing economy, which is one of the points made in this post about Risk Taking at The Naked Sould blog.

I wrote a little about Retirement for Stay at home Parents for Wisebread.  Based on the comments, there’s a lot of people who don’t agree with the need for a stay at home parent to start up a retirement fund, but I disagree.

In these matters the only certainty is that nothing is certain.
Plinius the Elder (Gaius Plinius Secundus) circa 23-79, Roman natural historian

Carson Brackney presents Long Term Disability Insurance Makes Sense posted at Personal Finance Analyst.

Credit Card Assist presents Is Credit Card Insurance a Scam? posted at Credit Cards Blog | CreditCardAssist.com.

Debt Free Destiny presents Bankruptcy Has Far Reaching Effects on Your Life posted at Debt Free Destiny.

jim presents Is Pet Insurance Necessary? posted at Blueprint for Financial Prosperity.

Bob Vineyard, CLU presents Things Your Provider May Not Be Telling You posted at InsureBlog. So, does your vet push health insurance for Rover? InsureBlog’s Bob Vineyard reports on a New Jersey effort to expand pet care insurance, and wonders about THAT risk/benefit equation.

If there`s a 50-50 chance that something can go wrong, then nine times out of ten it will.
Paul Harvey

Credit Risk Management blog has an in-depth post on high-risk loans, discussing both them from both the lender’s and the borrower’s point-of-view.

Is Russia putting Mars at risk? So avers Tim Jones, blogging at remote central. Apparently, the latest Russian space mission includes samples of our “hardiest known terrestrial microbes.” What could possibly go wrong?

Over at the Security and Risk Management blog, Ramon Krikken discusses risk aggregation and dependencies, explaining how these are affected by risks in the global economy

A wrong decision is not forever; it can always be reversed. The losses from a delayed decision are forever; they can never be retreived.
J.K. Galbraith 1908-, American economist

Joe Manausa presents January 2009 Housing Market Trends | Tallahassee Real Estate Blog posted at Tallahassee Real Estate Blog. The continuation of the three-year-old bear market in real estate has brought many people forward to comment on the condition of the real estate market. It seems for everybody with an opinion, there are an equal number of theories about where the housing market is going. So, not to be left out of the crowd……. I thought I would chime in with an (updated) opinion of my own.

Reba Haas presents Who is responsible for cleaning walkways and driveways for tenants? posted at Team Reba Real Estate. For investment property owners there is always risk whether it come from poor screening processes or onsite issues. Seattle’s recent “big snow” brought to the forefront the question of liability for snow and ice covered common areas.

KCLau presents Redefine Retirement: Lifestyle Design of the New Rich posted at KCLau’s Money Tips. About retirement, deferred retirement versus mini-retirement, income relativity and how to earn the income you want in the shortest time.

It is a funny thing about life: if you refuse to accept anything but the best you very often get it.
W. Somerset Maugham 1874-1965, French-born English novelist, playwright, and short-story writer

Nick Perry presents The Unaffordable Health Insurance Myth posted at Georgia Insurance Options. This article deals with the risk of not having health insurance versus the “benefit” of saving money by not paying premiums. It details what can, and will, happen when health insurance is neglected, opening up a person, family, or business to severe financial risk.

FMF presents 13 Smart Insurance Moves for 2009 posted at Free Money Finance.

Joe Paduda presents Misleading managed care headlines posted at Managed Care Matters.

Monevator presents Seven reasons why you shouldn’t start your own business posted at Monevator. Looking to gain financial freedom by starting your own business? Think twice. Most well-paid employees are better off sticking with their jobs, and investing surplus income in the markets.

Neither a borrower nor a lender be; For loan oft loses both itself and friend, And borrowing dulls the edge of husbandry. This above all: to thine own self be true, And it must follow, as the night the day, Thou canst not then be false to any man.
William Shakespeare 1564-1616, Hamlet, Act 1 scene 3

A bank is a place that will lend you money if you can prove that you don`t need it.
Bob Hope

DR presents How to Buy and Sell Loans on LendingClub’s New Trading Platform posted at The Dough Roller. With LendingClub’s new Note Trading Platform, investors can buy and sell existing loans. This article walks through how to buy and sell notes and how to value them.

Silicon Valley Blogger presents New To Prosper? How To Manage Your Risk As A Peer To Peer Lender posted at The Digerati Life.

Ben presents Lending Money to Family and Friends posted at Money Smart Life.

Everything that can be counted does not necessarily count; everything that counts cannot necessarily be counted.
Albert Einstein 1879-1955, German-born American theoretical physicist

Insurance Toolbox presents How to Save Money When Buying a LIfe Insurance Policy posted at Insurance-Toolbox.

Jason Shafrin presents Are we winning the war on cancer? posted at Healthcare Economist. Are we winning the war on cancer? The Healthcare Economist reviews an article by economist David Cutler.

How does a malpractice defendant use illustrations to explain the risks of pregnancy to a jury? Interesting article posted at Health Business Blog.

Sun presents CGM Focus Fund: The Extreme Makeover posted at The Sun’s Financial Diary.

Several times each week, Colorado Health Insurance Insider talks to clients in Colorado who have been declined by a health insurance carrier in the past. Quite often they express concern about the “black mark” on their record, and wonder if they will ever be able to qualify for a medically underwritten policy. So I thought I’d clear up some of the most common misconceptions about individual health insurance underwriting and previous declines.

Chris from TermLifeOptions.com offers Buying Life Insurance:Do You Really Need Multiple Quotes.

Cavalcade of Risk #69: Risk Management and Uncertainty Quotes was created by and is property of American Consumer News.

Health Care

An Enigmatic Conundrum (How Insurance Companies Are Trying To Get You to Take On More Risk) @ InsureBlog

Changing the way we see disability @ Workers Comp Insider

Dangers of Getting Your Health Insurance on Your Own @ Consumer’s Health Insurance Blog

Fitting Health Care Into The Budget @ Insurance Shoppers

Medicare Part D and Switching Costs @ Healthcare Economist

Investing

10 Common Investing Mistakes Or Just Personal Choices? @ The Digerati Life

Ben Stein vs. Goldman Sachs: Market-Makers, Brokers, and Trusted Advisors @ Trust Matters

Common Mutual Fund Investing Mistakes @ Bullreturns.com

Our 7 Mutual Fund Investing Mistakes! @ Fire Finance

Risk Management – Pure Risk and Speculative Risk Explained @ Personal Financier

The Fund Authority Score – A Better Mutual Fund and ETF Rating System @ The Skilled Investor Blog

Real Estate

Renter’s Insurance, Pay a Little, or Lose Everything? @ Debt Free

Rent Back House Tips To Avoid Home Loss @ FYIAbout.com

Business and Insurance

What Everybody Ought to Know About Car Insurance @ Personal Finance Strategy

Political Calculations: The Business of Bootlegging @ Political Calculations

Strategic corporate reputation @ Sox First

The Fed to the Rescue Yet Again, But at What Cost? @ The Agonist

That’s Crazy Talk! (About Debt, Savings and Emergencies) @ I’ve Paid For This Twice Already…

Cavalcade of Risk – December 18th, 2007 was created by and is property of American Consumer News.