All Posts Tagged With: "savings"
Sam’s Club eValues Savings Event Starts September 1st (NYSE: WMT)
In this economy, consumers are looking for more ways than ever to save money and are seeking new ways to achieve this goal. As a result of smart consumerism, coupon redemption is up by 29 percent (the first increase in coupon savings since 1992). Still, shoppers are only redeeming less than one percent of the [...]
Consumers Being Warned to Stick With Good Practices
After a long haul of putting money away, shopping with price in mind, and practicing the art of frugality, many experts are worried that consumer may be tired of sitting back and saving. As the new year rolls on and things seem to be leveling off in the more troubled industry, such as credit and [...]
Consumers Have Learned from the Recession
It may not be big news that consumers have learned some valuable lessons from the recession, but it might be surprising at how quickly they have adjusted to economic conditions. A recent report shows that people have learned to take charge of their finances more aggressively. Consumers are now saving more and cutting spending across [...]
Different Money Management Techniques
During these economic times, it can still be easy to lose track of your money and throw it away on things you don’t need. But there are a few ways to manage your money, keep track of it, and help keep yourself from spending it frivolously. Savings – Each time you get a paycheck, take [...]
MoneyAisle.com Review: The Banks Compete For Your Cash
Everyone has probably heard of LendingTree – where the lenders compete for the chance at becoming your mortgage company. An extension of the money-auction concept is delivered by Money Aisle. At Money Aisle, you can search for the best rates on a high yield savings account or certificate of deposit product, as well as finding [...]
New Lifestyles Don’t Need New Purchases
As the summertime has arrived, many people get new ideals about fitness, healthier living, and fun times in the sun. Along with those new ideals, many people also end up investing a ton of money in stuff they will never, or at least rarely, use such as a treadmill, high tech camping equipment, expensive health [...]
The Do’s and Don’t of Recession Time
While the economy continues to struggle and new plans are in the works to regain financial stability across the nation as well as in our own homes, it is important to remember some very key points when battling the recession. Here are some do’s and don’t to surviving the recession’s tough times: The Do’s Paying [...]
Need To Save? Get Set to Automate
For many living paycheck to paycheck, it often feels like there is never anything left over to tuck into a savings account. Saving money may not be a priority and therefore will always end up feeling more and more like a struggle. There are a number of ways to start saving, whether it be to [...]
Carnival of Personal Finance #176 at Master Your Card
Master Your Card (genius blog name…) offers up the latest issue of the Carnival of Personal Finance. When you get there, you’ll be presented with a POP QUIZ, so I thought I’d repost the question here to give you a little more time to think about it before you get there Pop quiz – You [...]
Pay Yourself Before Everything Else
It’s easier said than done. Financial advisors will often tell you the most important thing you can do for a healthyfinancial future is to “pay yourself first”. This can seem impossible to do if you’re just barely making enough to pay your bills, like many people, but it’s even more important for people who are [...]
Financial Plan to Implement Now: Emergency Fund
Most consumers at some point in their lives have managed to save money for a tangible reason, such as a down payment on a house, a car, a new television, or even a great vacation. But most fail to realize the importance of saving for no reason in particular. That is what an emergency fund [...]
How to Get the Most Money Out of Your Paycheck
While many people are having more and more trouble living on their current salary, there are a few things you can do to get the most from what you are currently making. Use Direct Deposit – Utilizing the direct deposit service to deposit your payroll will help keep you from spending the cash in your [...]
Re-Evaluating Your Bank May Save You Money
Many consumers do not often think much about their bank unless there is an accounting discrepancy or fees have been raided noticeably, but re-evaluating your financial institution is something you should consider when trying to reduce your overall expenses. When people first open an account at a bank, they usually select a branch that is [...]
Take the Necessary Steps to Save on Auto Insurance
One reason consumers fail to save money on their auto insurance is because they fail to review their policy every year. Only a very small percentage of consumers actually take the time and reap the benefits of this annual review. Look over your policy first to make sure it is still accurate and make sure [...]
WEBSITE REVIEW: SMARTYPIG.COM
Okay – so I think this is the coolest money idea I’ve seen in a long time! Smartypig.com has created a convenient and easy way to save money for anything you want. It is kind of like a Christmas club but instead of getting a check a few weeks before the holidays, the money you [...]
Explore A Farmer’s Market – More than Just Fresh Produce
If you have never explored a farmer’s market, you certainly can be missing out on great things. Farmer’s markets are held all around the country. These markets are often the sole location artists and farmers go to sell their products and are a vital source of their own income. Supporting these trades in your local [...]
Save 50% or More on Your Grocery Bills
While shopping at Clubs can be a great money saver when you have little time or a very large family, the biggest problem I’ve found is that the food at Grocery Clubs are not always the healthiest options. Purchasing Vegetables in bulk can make the trip worthwhile, but there are many other ways to save [...]
HOW TO DEAL WHEN THE CUPBOARD STAPLES ARE GETTING EXPENSIVE
While the constantly rising costs of fuel, medications, and other consumer goods surprises relatively no one, you may be surprised at how expensive bread has become literally overnight. There is also a significant increase in the cost of pastas, cereals, pancakes, and pastries and it is all due to wheat. Wheat is a key ingredient [...]
Keep Your Money to Yourself Part 4: Make More Money
This final article in its four-part series is all about making money, whether hand over fist or a bit at a time. The goal of this series was to show a few simple ways to improve anyone’s cash flow by both cutting expenses and increasing income. Since last week’s article “Supplement Your Income” was about [...]
Free College Money Part 4: Searching for Scholarships
NOT JUST FOR HONOR STUDENTS In Free College Money Part 3 of this five-part series, college grants were defined as “a gift of money…not a reward that you have to pay back or compete for…” Unlike grants, you do have to compete to win scholarships and they are awarded based on prearranged criterion, creativity and [...]
Keep Your Money to Yourself Part 3: Supplement Your Income
When trying to increase your cash flow and thereby keep your money to yourself, it is important to find ways that can supplement your income without having to spend too much time or effort on your part. Not only does this help ease the burden in troubled times, but it is very satisfying to watch [...]
Free College Money Part 3: Hundreds of Grants
The definition of a college grant is a gift of money given expressly for the purpose of attending a qualified educational institution. It is not a reward that you have to pay back or compete for, it is simply given to an applying student based on whether or not they meet the qualifying criteria. While [...]
WEBSITE REVIEW: mygrocerydeals.com
I had the opportunity to review mygrocerydeals.com, a website that is dedicated to collecting information about sales at your local grocery stores, pharmacies, and discount stores. I was interested to see how the site would work for me, as I live in a small town with literally one grocery store. While that particular store was [...]
Keep Your Money for Yourself – Part 2: Get the Best Deals
Finding the best deals does not need to be difficult. For some like me (the compulsive shopper), shopping can be an addiction. By making wise money choices, you give yourself the opportunity to make wise-money investments. This second article in a four-part series offers nine tips that will help you find the best deals on [...]
20 FREE THINGS YOU CAN DO TO PUT MONEY IN YOUR POCKET
Although these tips are written for business owners, many of these tips can be used for everyday people as well to save and make money. They can be done immediately, and over the course of a month or a year, you will find more money in your bank account. 1) Use a rewards credit card. [...]
Keep Your Money to Yourself – Part 1: Cut Your Expenses
Whether you are an “Average Joe” trying to go above and beyond the paycheck-to-paycheck lifestyle, or you are a business owner struggling to keep your business open and thriving, there are hundreds of things you can do to increase your cash flow every month. This article is the first in a four-part series that will [...]
Pocket Change
It almost never fails. There is a load of laundry, rotating around in the spin cycle and the distinct ching-ching sound of change is audible as the water drains from the tub. As you transfer the wet clothes into the dryer, you must chase down the nickels rolling on the floor and then forage into [...]
I agree. If a local business is the one offering the sale price I will buy it from them. ...
We are retired and live on a grocery budget of $200 a month for 2 people in the Midwest. That ...