1. Wasted Memberships

After the New Year’s resolutions have died down, the average consumer who does not use the gym membership they signed on for will cost them on average, about $480 throughout the year. There may also be additional costs or penalties for cancelling memberships too early.

2. Lunch Hour Dine-Outs

You could typically save yourself close to $2,500 a year by brown-bagging it tow work everyday. You can double that figure if both you and your spouse eat lunch outside of the office. Then tally up the school lunches for kids. Imagine instead putting that money into a high-interest savings account.

3. Vending Machine Cravings

By making a single purchase from a vending machine every work day, leaves you shelling out more than $260 a year. Keep a stash of snacks in your desk for the afternoon munchies and buy the items in bulk to save even more money, including bottled water and other drinks.

4. Morning Coffee

If you don’t make your joe at home, you can expect to pay out close to $400 a year on convenient cups of coffee instead of making it at home every day.

5. Pack of Smokes

The cost of cigarettes has been rising astronomically in recent months. A pack a day smoker can easily spend over $1600 a year for their habit. Spouse who smoke can double that figure.

6. Buying Alcohol

Stopping by the local happy hour each day can cost you close to $4000 and that’s just for beer. Doubt the amount if you splurge on mixed drinks.

7. Professional Manicures

Weekly manicures can add up to over $1,000 a year. Try to keep professional nail maintenance to once a month and just do it yourself the rest of the time.

8. Professional Car Detailing

Paying for professional car washes every month can add up to over $600 a year. Instead of procuring the services of a professional car cleaning service, do it all yourself. Washing and vacuuming at home can save you a lot of money. If you do not have the resources to clean up your vehicle in your driveway, drive over to the local do-it-yourself power wash garage where you can clean up for a couple of bucks.

8 Ways You Blow the Most Money was created by and is property of American Consumer News.